17 March 2020
St. Louis {restaurants|dining establishments} are {facing|dealing with} another {quandary|dilemma|predicament} in the {midst|middle} of the coronavirus pandemic. As more {people|individuals} {opt|choose|decide} to {eat|consume} at {home|house}, {restaurants|dining establishments} are {scrambling|rushing} to {pick up|get} {business|company|service|organization} through {options|choices|alternatives} such as {delivery|shipment} and curbside pickup. With {delivery|shipment}, there are {many|numerous|lots of} {precautions|safety measures|preventative measures} that {must|should|need to} be taken.
{A restaurant|A dining establishment} {sending|sending out} {employees|workers|staff members} to {deliver|provide} food {must|should|needs to} have {hired|employed|worked with} and non-owned {auto|car|automobile|vehicle} liability, {said|stated} J.D. Powers, president of Powers {Insurance|Insurance Coverage} and {Risk|Danger|Threat} Management. If they do not have this, the {driver|chauffeur|motorist} {must|should|needs to} have {a personal|an individual} {auto|car|automobile|vehicle} policy to be covered {during|throughout} {deliveries|shipments}.
{{However|Nevertheless}, most {personal|individual} {auto|car|automobile|vehicle} policies {exclude|omit|leave out} {coverage|protection} if the {person|individual} {delivers|provides} with their {vehicle|car|automobile|lorry}.|Most {personal|individual} {auto|car|automobile|vehicle} policies {exclude|omit|leave out} {coverage|protection} if the {person|individual} {delivers|provides} with their {vehicle|car|automobile|lorry}.} {Employees|Workers|Staff members} {need|require} {disclose|reveal|divulge} this activity to their {insurance|insurance coverage} and get {an endorsement|a recommendation} on their policy to be covered while making {deliveries|shipments}. Otherwise, if they get in {an accident|a mishap} or have {a collision|an accident|a crash}, their {personal|individual} {vehicle|car|automobile|lorry} is not covered. “It {could|might} be {pretty|quite} {devastating|ravaging} if they {don’t|do not} {disclose|reveal|divulge} to {personal|individual} {insurance|insurance coverage},” Powers {says|states}.
Some {restaurants|dining establishments} {may|might} have their own {cars|vehicles|automobiles|cars and trucks} for {deliveries|shipments}. {In that|Because} case, {a company|a business}’s {commercial|industrial|business} {auto|car|automobile|vehicle} {insurance|insurance coverage} would {apply|use}.
{Contract|Agreement} services such as Postmates, Grubhub, DoorDash, Uber {Eats|Consumes}, {as well as|in addition to|along with} Food Pedaler (a St. Louis-based bicycle-delivery service), {offer|provide|use} {an alternative|an option} to self-delivery. Postmates, for one, {has|has actually} {emphasized|highlighted|stressed} its {commitment|dedication} to the “healthy and {safety|security} of our {entire|whole} {community|neighborhood},” it {said|stated} in {a recent|a current} {statement|declaration}. Postmates (and others) {have|have actually} {also|likewise} {introduced|presented} non-contact {deliveries|shipments}, {an option|a choice|an alternative} that {provides|offers|supplies} distancing {between|in between} {customers|clients|consumers} and {delivery|shipment} {workers|employees}. {Several|A number of|Numerous} third-party services are {currently|presently} {offering|providing|using} {discounted|marked down} (and even {free|totally free|complimentary}) {deliveries|shipments}.
“Postmates {has|has actually} {taken actions|acted|done something about it}, in {consultation|assessment} with the CDC, {lawmakers|legislators}, and public health {officials|authorities}, to {provide|offer|supply} {couriers|carriers}, merchants, and our {customers|clients|consumers} with {additional|extra} resources for {managing|handling} the {potential|prospective|possible} {consequences|repercussions|effects} of the {outbreak|break out},” the {company|business} {said|stated}.
Pizza Head on South Grand, {for example|for instance}, is {delivering|providing} through Postmates while it {stays|remains} open {during|throughout} {new|brand-new} hours, {noon|midday|twelve noon}– 8 p.m.. The {restaurant|dining establishment} is {completely|totally|entirely} to-go, will {only|just} be serving {whole|entire} pies, and is taking credit-card payments over the phone, owner Scott Sandler {wrote|composed} in an Instagram post.
{{However|Nevertheless}, some {restaurants|dining establishments} in St. Louis are {forgoing|giving up|passing up} {delivery|shipment} {altogether|entirely|completely} and {opting for|choosing|selecting|going with} curbside pickup, where {guests|visitors} can prepay for their food and {preset|predetermined|pre-programmed} {an appointment|a visit|a consultation} to {pick up|get} outside the {restaurant|dining establishment}.|Some {restaurants|dining establishments} in St. Louis are {forgoing|giving up|passing up} {delivery|shipment} {altogether|entirely|completely} and {opting|choosing|deciding} for curbside pickup, where {guests|visitors} can prepay for their food and {preset|predetermined|pre-programmed} {an appointment|a visit|a consultation} to {pick|choose|select} up outside the {restaurant|dining establishment}.} (The Post-Dispatch’s Ian Froeb {has|has actually} complied a running list of {restaurants|dining establishments} that {have|have actually} {limited|restricted} their hours, {added|included} curbside {pick up|get} or {delivery|shipment}, or {temporarily|briefly|momentarily} closed {during|throughout} the crisis. At this writing, the {number of|variety of} {local|regional} {restaurants|dining establishments} that {have|have actually} {temporarily|briefly|momentarily} closed stands at 50, plus {two|2} {permanent|long-term|irreversible} closures.)
Mac’s {Local|Regional} Eats, {for example|for instance}, is {pausing|stopping briefly} all walk-in {business|company|service|organization} {starting|beginning} this Wednesday and transitioning to curbside pickup, the {restaurant|dining establishment} {said|stated} in {a social media|a social networks} post. “While we {hope to|wish to|intend to|want to} keep our doors open, to support {staff|personnel}, we {also|likewise} {realize|recognize|understand} it’s of utmost {importance|significance|value} to {prioritize|focus on} the {safety|security} of our {guests|visitors}, {staff|personnel}, and {community|neighborhood} at {large|big}. We {must|should|need to} practice social distancing and {isolation|seclusion} in an effort to ‘flatten the curve,'” Mac’s {said|stated}.
Still, curbside pickup {could|might} {disappear|vanish} with {stricter|more stringent} quarantine {instructions|directions|guidelines}. The {current|present|existing} state of affairs “isn’t {good for|great for|helpful for} {anybody|anyone|any person},” Powers notes, and {restaurants|dining establishments} are {trying|attempting} to {make the best of|reconcile} {a very|an extremely|a really} {difficult situation|tight spot}.
Source: stlmag.com